Guide · App & gig work

Uber Driver Taxes: Your 1099s, Tax Summary and Deductions

How Uber and Uber Eats drivers are taxed, which forms Uber sends and why, how to read your tax summary, what you can deduct, and how much to set aside.

How Uber drivers are taxed

Whether you drive riders or deliver with Uber Eats, Uber treats you as an independent contractor. It does not withhold taxes from your earnings, and at tax time you report your driving as a small business on Schedule C.

On your profit you owe self-employment tax (15.3% of 92.35% of profit) plus federal income tax, and in most states, state income tax too.

The documents Uber sends you

By the end of January you will find your tax documents in the Tax Information section of your driver dashboard (drivers.uber.com) and in the driver app:

  • Form 1099-K: what riders and Uber Eats customers paid for your trips and deliveries, when your payments pass the federal threshold (more than $20,000 and more than 200 transactions in 2026).
  • Form 1099-NEC: other payments such as promotions and referral bonuses, when they reach $2,000 in 2026.
  • Tax summary: sent to all drivers, including those who do not get a 1099. It shows your annual earnings and amounts that may be deductible.

Uber lets drivers opt in to receive 1099 forms even below the thresholds, which can help you document your income. See our guides to the 1099-K and the 1099-NEC.

Why your 1099-K is higher than your payouts

Your 1099-K reports gross customer payments, not what landed in your bank account. It includes amounts Uber kept before paying you. Your tax summary lists those amounts, and fees that are part of your gross income can be deducted as business expenses on Schedule C.

The practical rule: report the gross amount as income and deduct the fees, so that your profit matches what you actually earned. Reporting only your deposits and also deducting the fees would count the same money twice.

How much to set aside

A single driver with $38,500 of earnings, 12,000 business miles and $900 of other expenses owes about $4,898 in federal taxes: $4,054 of self-employment tax and $845 of income tax. That is about 13% of earnings, or $94 a week.

Your number depends on your miles, fees and other income: run it in our gig driver tax calculator, which applies both 2026 mileage rates.

Deductions for Uber drivers

  • Mileage: 72.5¢ per mile from January to June and 76¢ from July to December in 2026. Count miles to pickups and between trips, not just miles with a passenger. Compare any mileage in your tax summary with your own log.
  • Uber fees included in your gross 1099-K amount.
  • Phone and data (business share), chargers and mounts.
  • Parking and tolls paid while driving (if Uber reimbursed a toll, it is included in your earnings, so the deduction evens it out).
  • Car cleaning, water and small amenities for riders.

With the standard mileage rate you cannot also deduct gas, repairs, insurance or depreciation: the rate already covers them.

Pay during the year

Uber withholds nothing, so if you will owe $1,000 or more, make quarterly estimated payments: April 15, 2026, June 15, 2026, September 15, 2026 and January 15, 2027 for the 2026 tax year. Our quarterly estimated tax calculator turns your estimate into a payment plan.

Filing checklist for Uber drivers

  1. Download your 1099-K, 1099-NEC and tax summary from drivers.uber.com.
  2. Report the gross amounts as income on Schedule C and deduct the fees and other expenses.
  3. Add your mileage deduction from your own log.
  4. Figure self-employment tax on Schedule SE and file Form 1040 by April 15, 2027.
  5. Subtract your estimated payments.

If you also drive for other apps, add everything up on the same Schedule C. Our DoorDash taxes guide covers delivery-specific details, and our Lyft taxes guide explains Lyft’s documents.

Frequently asked questions

Why does my 1099-K show more than I made?

Because it reports gross customer payments: what riders or Uber Eats customers paid, before the amounts Uber kept. Your tax summary breaks down those amounts, and many of them can be deducted as business expenses on Schedule C.

Uber sent me a 1099-K and a 1099-NEC. Is that double income?

No. They report different payments: the 1099-K covers what customers paid for your trips or deliveries, and the 1099-NEC covers other payments such as promotions or referral bonuses. Report each amount once.

I did not get a 1099 from Uber. What do I report?

Report your full earnings anyway, using the tax summary on your driver dashboard. The 1099 thresholds only decide whether Uber has to send a form; all of your earnings are taxable.

Do I pay taxes on the tips I get through Uber?

Yes, tips are income and count toward self-employment tax. The new deduction for qualified tips (tax years 2025 to 2028) may lower the income tax on them if you qualify, but not the self-employment tax.

Sources

  1. Uber: Tax season guide for drivers and couriersuber.com
  2. IRS: Understanding your Form 1099-Kirs.gov
  3. IRS: Form 1099-NEC and independent contractorsirs.gov
  4. IRS: Gig Economy Tax Centerirs.gov
  5. IRS: Standard mileage ratesirs.gov
  6. IRS Publication 463: Travel, Gift, and Car Expensesirs.gov
  7. IRS: About Schedule C (Form 1040), Profit or Loss From Businessirs.gov
  8. IRS: Self-employment tax (Social Security and Medicare taxes)irs.gov
  9. IRS: Estimated taxesirs.gov

How we calculate and verify our numbers →